Resicom offers a comprehensive suite of competitive Residential Home Loans for owner occupiers and investors.
With access to all of Australia's largest financial institutions, non-bank and specialist lenders, Resicom ensure that you are getting the best home loan to meet your individual circumstances.
Take the legwork (and guesswork!) out of finding your next home loan, let the experts at Resicom find the most competitive financial solution for you.
AND REMEMBER with RESICOM - Credit Impairment is OK! Actually, it is our bread and butter client - so you have come to the right place! Resicom will help, not judge!
LOAN SOLUTIONS THAT RESICOM CAN PROVIDE ON RESIDENTIAL PROPERTIES ARE VAST! FULL DOC HOME LOANS - FOR THOSE WHO CAN VERIFY THEIR INCOME THROUGH TRADITIONAL MEANS
Full Documentation (Full Doc) Home Loans are for the majority of borrowers who are able to show proof of their income whether they are employed or self-employed, and may or may not have a clean credit history. This type of loan suits everybody from first home buying couples who want to borrow up to 95% (Plus Mortgage Insurance Premium) of the value of their new home, through to investors who want to access their equity or are just looking for a low cost, fully optioned home loan facility.
Full Doc Home Loans generally have no dollar size limit, it is a case by case assessment. Some unique features of Resicom's own Full Doc Home Loan products are:
* Cash Out is OK * Credit Impairment is OK - We assess every loan on its own merits * We lend Nationally and consider pretty much any sort of security * SPEED - Indicative Approvals within 24 Hours of full application
To name a few..... Consider Resicom for your next Home Loan requirement!
LOW DOC HOME LOANS - FOR SELF EMPLOYED WHO CANNOT SHOW THEIR INCOME THROUGH TRADITIONAL MEANS
Are you self-employed? Struggling to obtain finance as your tax returns haven’t been completed or lodged as yet? Resicom offers a comprehensive range of competitive Low Documentation (Low Doc) loans for its clients. Low Doc loans allow you to self-declare your income. As a rule, this is then supported by an additional form of income verification, such as the business trading statements, BAS Statements or a letter of support from your Accountant. Resicom specialise in Low Doc loans for the self-employed or business owners for any worthwhile purpose, including (but not limited to);
* Cash out for business purposes * Payout ATO debts, Wind Up Orders Etc * Debt consolidation (personal, business or investment) * Any other worthwhile purpose
With no set maximum loan amount, Resicom can help low doc borrowers achieve their dreams that other brokerages may not have been able to do. This may mean you will be able to buy the home of your dreams, or refinance to save you money! Some of the low doc loans we manage can even go as high as an 85% lend of your properties value, although the average is 80% from most funders.
As Resicom is a mortgage manager of numerous funds in this lending space you can be assured that if you need a Low Doc loan you are coming to the right place. We also lend on a Low Doc basis for Credit Impaired borrowers. See below.
CREDIT IMPAIRED HOME LOANS - Full Doc or Low Doc!
If you have a default or two, had some time off work and fell behind in your mortgage repayments, have a Part 10 debt Agreement, or even went through a Bankruptcy, Resicom have access to the best specialist and credit impaired Home Loans from Australia’s leading non-bank lenders. Resicom specialise in finding the right solution for those borrowers who are unable to meet the lending criteria of traditional lenders and mortgage insurers. If a bank, broker or mortgage insurer has said “No” to your Home Loan application, give Resicom a call and experience the difference in dealing with a Specialist Mortgage Manager.
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Head Office: Level 14, 379 Collins Street MELBOURNE VIC 3000 Postal Address: PO Box 63 Flinders Lane MELBOURNE VIC 8009 Phone: 1300 737 426 | Office: (+61) 3 9614 7333 | Fax: (+61) 3 8080 5959 firstname.lastname@example.org
What Our Clients Are Saying
"I have never dealt with a company so proficient and so experienced in specialised lending. Resicom knew exactly what products would work and how my financial affairs would effect what I could borrow and from who! Thank you so much Resicom! Awesome service - Simon, Gold Coast, Queensland.